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Guardian Holdings Limited

GHL Organisation Structure

Member Companies

Life, Health & Pension


  • Guardian Life of The Caribbean (100%)
  • Guardian Life Limited Jamaica (100%)
  • Fatum Life Insurance N.V (100%)
  • Fatum Life Aruba N.V (100%)
  • Fatum Health N.V (100%)
  • Guardian Life (OECS) Limited (100%)

Property & Casualty


  • Guardian General Insurance Limited (100%)
  • Guardian General Insurance Jamaica Limited (100%)
  • Fatum General Insurance N.V (100%)
  • Fatum General Insurance Aruba N.V (100%)
  • Fatum Brokers Holding B.V (100%)
  • Thoma Exploitatie B.V (100%)
  • Guardian Re (S.A.C) Ltd (100%)
  • Guardian General Insurance (OECS) Limites (100%)
  • Fidelity Insurance (Cayman) Limited (68%)
  • Royal Star Holdings Ltd (26%)

Asset Management


  • Guardian Group Trust Limited (100%)
  • Guardian Asset Management & Investment Services Limited (100%)

Strategic Alternative Investments


  • Laevulose Inc Limited (100%)
  • RGM Ltd (33.33%)
  • Tobago Plantations Limited (25%)